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Experian Reports Shoppers Preparing Early for Christmas Borrowing


Submitted by: PR-Sending


2010-11-13 00:01:44

Experian has revealed that shoppers are preparing for Christmas borrowing early in 2010, with a 35% increase year on year for searches for '0 balance transfer credit cards'

(OPENPRESS) November 13, 2010 -- Experian has revealed new research which shows that this year, consumers are better prepared for Christmas borrowing than in previous years. To ease the financial strain of Christmas shoppers were searching online as early as October for the best credit card deals rather than waiting until January when the bills come in as has been the case in past years.

During October 2010, searches for '0 balance transfer credit cards' increased by more than 35% compared to October last year, already reaching similar levels to the post Christmas 2009 period (January - March 2010)*.

Experian reminds shoppers to review their credit history before applying for new credit to make sure everything is accurate and up to date to give them the best chance of being accepted for the deal they want. This is where CreditExpert** from Experian can help as it offers complete online access to the customer's credit report.

CreditExpert.co.uk members can also access the free LowerMyBills service via the CreditExpert member centre which finds the best credit card deals based on the individual's credit score and circumstances.

Peter Turner, Managing Director of Experian Interactive said: "In order to qualify for the deals this Christmas, the best thing you can do is regularly monitor your credit report. Make full use of the CreditExpert service by clicking through to LowerMyBills where you can quickly check to see if you'd be accepted for a deal without leaving a footprint on your credit report."

Robin Goad, Research Director at Experian Hitwise added: "People seem to be wising up to the fact that they can't just bury their heads in the sand and hope for the best when it comes to paying for Christmas. Internet users are getting better prepared this year by researching 0% balance credit cards before Christmas gets underway."

Notes to Editors:
*All statistics unless otherwise stated are provided by competitive intelligent service Experian Hitwise, November 2010
**CreditExpert offers a 30 day free trial after which a monthly fee applies

About Experian
Experian is the leading global information services company, providing data and analytical tools to clients in more than 90 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score, and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2010 was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and São Paulo, Brazil. 

For more information, visit http://www.experianplc.com.

PR Contact:
Lucy Davies
Experian Interactive
Cardinal Place
6th Floor
80 Victoria Street
London
SW1E 5JL
07759 635919
www.experianplc.com




Contact Info

PR-Sending
Phone: Not Given
Website: www.pr-sending.co.uk/



Release Info

Metro Area: ALL REGIONS (Including International) Read More from this Metro Area
Country: United Kingdom Read more from this Country
Industry: Advertising / Marketing Read more from this Industry
Press Keywords: credit report, credit history
Press Company: Experian
Press Site: www.experianplc.com/


 


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